Retiring can be a painful process to go through emotionally and mentally. When you have spent years upon years of your life working on a job, quitting can become mentally paralysing.
The idea of having nothing to do, and working out alternate financial support is debilitating. You wonder how to spend the rest of the days of your life either by pursuing a hobby or relaxing in one of the retirement villages in Sydney.
The onset of retirement can bring it with a hoard of confusion regarding what to expect once you quit your job. To ease out your uncertainties, we have listed down a few key points which would brace you for your retirement period and help you go through it in peace.
What you should expect after retiring pretty much depends on your pre-retirement plan. Your retirement phase should take a kick start somewhere around a year before the actual date. You should have all your matters sorted out before stepping in your laid back days.
You would have to plan out your health insurance, social security plans, investments, and what income you expect to live off once you have no job. All of these are critical issues that you need to decide beforehand.
If you fail to plan for your retirement actively, you will only end up becoming a mess later on. You should also work over your living facility.
Deciding upon essential factors such as should you move in with your family, downsize, and move to a flat or live in some retirement facility are all crucial questions. Planning your stay during your retirement phase will ease some of the anxiety and worry.
Having a thoroughly sorted out plan of what you expect to do in your retirement phase will reduce some of the post-retirement mental turmoil. Moving into a completely new phase of your life can be draining, and if you step in without a proper strategy, you might find yourself stuck in a tight spot.
The Emotional Roller Coaster
We start working and earning a living for ourselves the moment we hit adulthood. We love and crave independence and a sense of achievement by becoming a productive member of society.
Spending the majority hours of our day at work and investing numerous nights, we become used to the busy schedule. Our job, at times, becomes our sole purpose of living. To step out of such a massive part of your life can be emotionally draining.
The retirement phase will take your emotions on a roller coaster ride. First, you will feel a sense of freedom. Being free from years of a working schedule may initially feel like heaven. You might want to do all the activities you may have delayed just because of your work life.
The initial honeymoon phase will help you check off some of the things on your bucket list. You feel like you are on a vacation that will never end. The first emotions may be of utter bliss and relief.
However, these emotions will start wearing off. Once you settle in on the slower days, you may start feeling resentful towards your retirement period. As days of your retirement pass by, bouts of anxiety and boredom will become common.
It will become essential to find healthy coping mechanisms such as book clubs, going on retreats, finding a hobby, etc. If you do not handle this phase of emotional turmoil appropriately, you may also be at the risk of suffering depression. Hence, addressing your emotions is critical in your post-retirement phase.
Finding a New Routine for the Day
Now that you have quit your job, you may have to find a new structure for your days. Once you become a working professional, your days would revolve around your job. You spend much of the hours in a day at work; hence, it is natural that you plan your hobbies, tasks, and daily chores around it.
You will sleep per your job timings in the morning, plan your get-togethers on off-days and even plan vacations depending on your holiday approval by your manager. Your work is always the priority; your other activities naturally become second in line.
However, now that you do not have a full-time job, your day would be free, and you will feel the need to find a newer routine to structure your days. You can try and make time for healthy activities such as exercise, meditation, taking a stroll in the park, or just calmly sipping on your morning coffee in the morning while reading the newspaper.
It is natural to dislike having way too much free time at your hands when you are used to living a life of productivity and efficiency while being at work. In your post-retirement phase, unsettling feelings of being workless and idle may worry you. The best way to counter such feelings is to get another easier day job.
It is not necessary that being a retiree means you cannot work at all. You can find yourself an easier and less-stressful job which you can carry out to keep yourself busy.
Research has concluded that retirees who find themselves such secondary jobs are better at both emotional and physical well-being. Such retirees are also known to have higher levels of life satisfaction as compared to retired individuals who choose to stay jobless in their post-retirement phase.
Give Yourself Time
It is human nature to rush into things and, as a result, suffer from worry and stress. Your post-retirement phase is a new part of your life. It is a phase you have never experienced before, and it will take you time to settle in and get used to it. The best you can do for yourself is to have patience and give yourself time.
Your retirement period will help you explore new avenues and adopt new hobbies and lifestyle changes. However, the key is to be patient and not give up. Worrying excessively about being idle or bored will only increase anxiety and hopelessness. Hence, take it slow and cherish your post-retirement phase of relaxation.
Your retirement phase is to provide you ease and comfort in the later years of your life. It is a period where you are given time to cherish life and its numerous bounties.
Pre-plan your retirement period beforehand to make the most of those days by spending time achieving your bucket list wishes, such as hobbies you love or places you want to visit. Whatever activities you plan to incorporate, however, there should always be a strict routine to follow.
It is because without marking down your activity time slots and being unaware of the structure of your days, you may feel like you are not doing much, and this can spiral you down into despair.